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Retirement can be both rewarding and challenging.

We want to guide you through this process so you can create a balanced plan designed to help you preserve your life savings while accumulating wealth.

The Circle of Wealth

SCFS uses the premier financial system Circle of Wealth. Some highlights of the COW system are finding transferred money and showing the effects of taxes, inflation and other factors on investments.

Circle of Wealth

We are Wealth and Wisdom Educators

Wealth & Wisdom’s educational presentations focus on the impact of shifting demographics in the United States. The dramatic changes that we expect will occur in taxation, government programs, banking, retirement programs and home ownership will affect everyone. The goal of the Wealth & Wisdom Institute is to provide more information so that consumers can make better financial decisions.

Endorsement: The O.N. Equity Sales Company does not endorse or sponsor any particular sales systems

Our History

Michael Webb and Jerry Grossman entered into a partnership over a decade ago. Both bring a unique perspective to assist clients. Between them they have over 50 years of knowledge to share and bring a team approach when counseling clients. They are well known in the community through their work with the Kiwanis Club and Unlimited Play and have garnered the trust of many. SCFS has numerous resources within our agency as well as with our sister companies Webb Insurance and St. Charles Eldercare Associates to provide you with a comprehensive wealth management plan that suits your personal and business needs. In 2008 Mike and Jerry made the decision to “move back home” to the city of St. Charles and established St. Charles Financial Services LLC. We are located in the historic district three blocks north of Lindenwood University.

We are here to help protect what matters most to you!

Contact SCFS today and let one of our financial professionals customize a financial plan that helps prepare you for an enjoyable retirement in the future.



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